Category: Finance

Blockchain – The Future of Real Estate?

Bitcoin and blockchain technology have been gaining publicity in recent years, and although they are primarily known for their use as a digital payment system, there are also promising uses in many areas where trust, cost and efficiency can be improved, including real estate. So what is blockchain, exactly?...
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Video Interview: Discussing Mobile Payments and Data Security with LXBN TV

Following up on a recent post on mobile payments , I had the opportunity to discuss the growing adoption of Apple Pay, Google Wallet and mobile payments with Colin O'Keefe of LXBN.  In the interview, I explain why the adoption of these technologies may soon explode.  I also talk...
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Apple Pay and Google Wallet: Mobile Payment Going Mainstream

When Apple announced on September 9, 2014 that the iPhone 6 would be equipped with a mobile payment system appropriately called Apple Pay, the entire mobile payment universe woke up. Although competitors had existed for years, none had gained considerable traction. In fact, within a month of releasing Apple...
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Building Brand Equity: Crowdfunding and the Retail Industry

Ask anyone who follows innovation what topics are hot and it is likely most of them will say “crowdfunding.” By now, sites like Kickstarter and IndieGoGo have created thousands of loyal followers. In recent months even the real estate industry has entered the scene. What is Crowdfunding? Crowdfunding involves...
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Bitcoins: Gold 2.0 or a Mirage?

The debate over Bitcoins is heating up. While the Winklevoss brothers call them “Gold 2.0” , Warren Buffett labels them a “mirage” . So what exactly are Bitcoins? In simple terms, Bitcoins are a form of digital currency that can be transferred online directly between two parties. Bitcoin payments...
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Familiar Deals in Unfamiliar Contexts: Buying Retail REO Properties from Special Servicers

According to Moody’s Investor Services , the retail sector was the only asset class to record an increase in its delinquency rate for Commercial Mortgage-Backed Securities (CMBS) loans in January. Negotiating the purchase of an REO property from a Special Servicer is for many a new experience, with dimensions...
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Retail Financing Outlook for 2012

Recognizing that aggressive promotion and extended hours drove higher top-lines this holiday season, many retailers and investors are concerned about profitability. Retail remains subject to uncertainty given factors like the tenacious unemployment rate, rising input costs, political gridlock, stock market volatility and competitive challenges from shoppers expecting enhanced experiences....
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